Terms and Conditions

Your initial Membership will be for the period commencing on the Start Date of your package and ending on the End Date of Minimum Term as specified by your selected Package.
After the end of the Minimum Term your Membership will continue on a periodic or ongoing basis until you terminate your Membership in the manner set out in this Agreement. During the Minimum Term or Fixed Term and any additional period of your Agreement you agree to pay your Fees in accordance with this Agreement. The Fees payable by you, including the amount payable upfront, are set out below.

Direct Debit Information: If an automatic direct debit arrangement is in place, your Membership Fees will continue to be debited from your account until you or we cancel the arrangement by advising your bank or credit provider. If you end this Agreement or stop the automatic debit arrangement in a way not described in this Agreement, you may be liable for unpaid Fees or damages for breach of contract.  You should, however, cancel any direct debit authorisation when your Agreement lawfully ends.
You agree that JC Strength Training Facility may send to you by email a copy of their newsletter and other promotional material.








 Membership Fee for Minimum Term
 As Per Package Selected
Direct Debit Set up fee
 Fob Key Fee
 Cancellation Fee
 Equal to 1 month membership fees (30days notice)
 Billers Administration Fee
 $7.50 Maximum
 Freeze Fee (per week)
 $2.50 maximum
 Guest Fee (per visit)
 $30 maximum
 Replacement Fob Key Fee
 Tailgate Fee
 $60 maximum






Some of some key Terms are summarised below. Please see the referenced clause for full details.
  • Cooling Off: You can cancel this Agreement within 5 days after the Start Date by giving us written notice (see clause 3).
  • Your Safety: You agree to give us all relevant health and fitness information before or during any exercise. Each time you use the Facilities and Services, you must ensure you are in good physical condition and know of no medical or other reason why you should not exercise. If unsure, you should seek medical guidance (see clause 5).
  • Access: When you join our Club you can access and use our Club and our Facilities and Services.
  • Putting Your Membership on Hold: In any 12 month period you can usually ‘freeze’ your Agreement twice for up to 3 months for both periods combined. If we agree, you may freeze your Agreement more than this for travel, medical or hardship reasons but must give us proof. The minimum freeze period is one billing period (or 2 weeks if you have pre-paid your Membership Fees). Your Membership will be extended by the freeze period. A weekly Freeze Fee of up to $2.50 may apply (see clause 9).
  • Cancelling in the Minimum Term for Medical Reasons: You can cancel your Membership in the Minimum Term if you contract a serious illness or a permanent physical incapacity which is confirmed by a doctor we reasonably agree to and you pay the Administration Fee which is the same as your Membership Fees for 30 days (see clause 10).
  • Cancelling in the Minimum Term for Other Reasons: You can cancel for your convenience if you pay the Cancellation Fee the sum equal to 1 month Membership Fees (see clause 10). You can also cancel on notice of 30 days if you relocate more than 15 km away from any Club and give us proof (see clause 10).
  • Cancelling an Ongoing Agreement after the Minimum Term: You may cancel on 30 days written notice.
  • Not Enough Money in Account When Fees Are Due: Your bank or credit provider may charge you a fee for overdrawing your account. Our third-party Biller also charges a Biller’s Administration Fee (see clause 13).
  • Administration Fee means the Fee payable under clause 10.3 (b).
  • Agreement means this Agreement as described in the Important Notice.
  • ACL means the Australian Consumer Law in the CCA.
  • Biller means our third party biller, Debitsuccess Pty Ltd, A.B.N 32 095 551 581.
  • Biller’s Administration Fee means the Fee charged by the Biller under clause 13.3(b) which is the amount of $17.20.
  • Cancellation Fee means the Fee payable under clause 12.6.
  • CCA means the Competition and Consumer Act 2010 (Cth).
  • Club means JC Strength Training Facility
  • Club Rules means the rules that are referred to in clause 5.6.
  • Details means the part of this Agreement described as the “Details”.
  • Direct Debit Amount means what you agree to pay by direct debit each Direct Debit Payment Period as set out in the Details.
  • Direct Debit Payment Agreement means the periodic billing agreement you enter into with our third party Biller for periodic billing services.
  • Direct Debit Payment Period means the frequency of your direct debit payments.
  • Essential Term means a term of this Agreement that is so important you would not have signed the Agreement without it, for example, a requirement that the Facilities and Services are available 15 hours a day 7 days a week (subject to clause 18, clause 20.1 and the Special Conditions for 14 -17 Year Olds). If there is a disagreement as to whether a term is an Essential Term, the matter will be reasonably determined by Anytime Australia.
  • Facilities and Services includes Club premises and all exercise areas, change rooms, equipment, weights, benches, machines, mats and any programs, products, classes and services that you may use (excluding services provided by outside providers referred to in clause 14).
  • Fees means fees that apply under this Agreement.
  • Fixed Term Agreement means an agreement which automatically ends at the end of the Minimum Term.
  • Fob Key means the access key that allows you to access .
  • Fob Key Fee means the Fee payable under clause 12.4 as set out in the Details.
  • Freeze Fee means the Fee payable under clause 9.3 as set out in the Details .
  • Guest Fee means the Fee payable under clause 5.5.
  • Important Notice means the part of this Agreement described as this.
  • Joining Fee means the Fee payable under clause 12.2 as set out in the Details.
  • Member means a Club member .
  • Membership is another word used to refer to this Agreement.
  • Membership Fees means the Fees you pay to access the Facilities and Services as referred to under clause 12 and set out in the Details.
  • Minimum Age means the minimum age to become a Member and use the Facilities and Services and referred to in clause 4.
  • Minimum Term means the minimum term as set out in the Details.
  • Ongoing Agreement means an agreement that continues on an ongoing basis after the Minimum Term until terminated under clause 10.
  • Pre-Exercise Questionnaire means the questionnaire or other screening we may require you to answer before using the Facilities and Services.
  • Pro Rata Fee means the Fee/s that may be applicable under clause 12.3 which may be set out in the Details.
  • Replacement Fob Fee means the amount payable under clause 5.2(d).
  • Start Date means when this Agreement starts as set out in the Details.
  • Special Conditions for 14-17Year Olds means the special conditions set out in the document headed ” Special Conditions for 14-17Year Olds ” and referred to in clause 4.
  • Staffed Hours means the times a Club is staffed.  These times may not be fixed and could vary.
  • Tailgate Fee means the Fee you will be charged if you allow another person to access a Club without permission .
  • Terms means the part of this Agreement described as the “Terms“.


2.1    When you join our Club, you will need to give us information noted in the Details and provide us with photographic identification. If you join under a particular offer, such as a corporate offer, you will also need to give us proof that you are eligible for that offer.

2.2   On joining we will give you a Fob Key or access card that will let you access and use our Club and the Facilities and Services.


3.1 If you change your mind after joining, you have 5 days to cool off or cancel your Membership starting on the Start Date . To be effective, you must let us know in writing at any time during this 5 day cooling off period. Your written cancellation can be given to us personally, by post or by e mail.

3.2 If you cancel your Membership under clause 3.1, we will charge you the Fob Key Fee and fees for any services or products already supplied


4.1 For safety and security reasons you must be at least 18 years old to become a Member . However, if you are 14 – 17 years of age, and both you and your parent or guardian agree to the Special Conditions for 14-17 Year Olds (which are for your protection), you may join us.

4.2 Your Membership may be immediately cancelled if you break one of the Special Conditions for 14-17 Year Olds .


  Your physical condition
(a) When you sign this Agreement and each time you use the Facilities and Services , you must ensure you are in good physical condition and know of no medical or other reason why you should not exercise. If unsure, you should not use the Facilities and Services until you have sought appropriate medical guidance and been given the go-ahead.
(b) You agree to give us all relevant personal, health and fitness information both before and during the course of any exercise program or other activity. You also agree to complete our Pre-Exercise Questionnaire . In some cases, responses you give will require that you get medical guidance before exercising. You acknowledge that pre-exercise or other screening is no substitute for medical advice and does not guarantee against injury or death.
(c) You promise that information you give us will be true and accurate and not misleading in any way.
(d) You must not use the Facilities and Services if you are suffering from any illness, disease, injury or other condition that could be a risk to your health or safety or that of other Members and others.
(e) We may suspend or cancel your Membership if we have reason to suspect that you have not complied with clause 5.1.

  Your Fob Key
(a) You will need your Fob Key (or access card) to access Our Club and must swipe this each time you use the Facilities and Services .
(b) If you lose or forget your Fob Key (or access card) you may access a Club during Staffed Hours if you show photo ID to Club staff but this will be at the discretion of the Club . You should not ask or expect another person to let you into a Club at any time.
(c) You must not let anyone else into a Club without the approval of Club staff or let anyone else use your Fob Key (or access card). If you break this term, you may be charged the Tailgate Fee and/or your Membership will be suspended or cancelled.
(d) If your Fob Key (or access card) is lost or stolen you must let us know immediately and get a replacement in 14 days or you may be refused Club access. A Replacement Fob Key Fee will apply.

5.3 Orientation

You may be required to participate in a Member orientation to familiarise you with the Facilities and Services before you use them.

5.4  Proper use of equipment

You promise to take care to use the Facilities and Services safely and properly. If you are ever not sure how to operate any equipment properly, you must ask Club staff before you use it.

5.5 Guests 
You may bring a guest into a Club but only if they register with Club staff, pay a Guest Fee and meet our other reasonable conditions. For example, they will need to be the Minimum Age , show photo ID, complete the Pre-Exercise Questionnaire and other standard forms.

5.6 Club Rules

(a)   Club Rules apply to everyone using the Facilities and Services . They are usually displayed in the Club .
(b)  Club Rules form part of this Agreement so you must make sure you read, understand and follow them at all times.
(c)   If you break any of the Club Rules we will respond in a way we consider fair and appropriate. For example, in less serious cases, we may give you a warning but in serious cases or where you have repeatedly broken Club Rules we may suspend or cancel your Membership . If your breach causes us or another person costs, loss or damages, you agree to pay for these.

5.7  Illegal performance enhancing or other illicit substances

You acknowledge that the distribution or use of illegal or performance enhancing drugs is prohibited and promise that you will not use or distribute these substances in or near the Club .

5.8  Commercial activity

You acknowledge that engaging in any commercial or business activities in the Club , such as offering training services or selling goods in the Club is prohibited unless we grant you written permission to do so.  If we do give you written permission, we can revoke this at any time.

5.9 Action for risky or inappropriate conduct
If you behave in a risky or seriously inappropriate way, for example, if you threaten or harass others, damage equipment, distribute or use illicit substances, or train other Members without our authorisation, appropriate action will be taken. For example, your Membership may be immediately suspended or cancelled (with a Cancellation Fee potentially applying), you may be banned from rejoining our Club and/or we may refer the matter to appropriate authorities. If your conduct causes us or another person costs, loss or damages you agree to pay for these.


6.1 24 Hour CCTV

Club premises have CCTV security cameras recording 24 hours a day (except in bathrooms) and may have remote video or other guarding services. This system is used for security purposes but does not guarantee against harm. You should contact the Club if you have questions on this.

6.2 Emergencies
(a)  Club does not have an emergency landline line – please have your mobile phone with you if you are using the Club outside of staffed hours to call for assistance, if you are, or feel, threatened or need medical help.
(b)  Club may also have an emergency or crisis response procedure displayed which must be followed in emergencies.

6.3  Be cautious
You must be cautious when entering, leaving the Club and using the Club and you must keep your mobile phone with you when appropriate, for example, if exercising alone or outside Staffed Hours .

6.4 Following Directions

You agree to follow any reasonable direction of a member of Club staff relating to health, safety or security or related matters.

7.      PRIVACY

7.1 Your personal information

From when you apply for Membership , you will need to provide us with, and we will have access to personal information about you, including information relating to your health and finances.

7.2      General consent
By signing this Agreement , you consent to us collecting, using, disclosing and dealing with your personal information in accordance with our privacy policy. In particular, you consent to the transfer and storage of your personal information outside Australia, and to the disclosure and use of your personal information.
7.3 Up to date contact information 

You must tell us promptly if you change your contact or payment details or if there is a change to other relevant personal information, including anything that may affect health or safety.

7.4 Consent to use your image
You understand that photos, films, videos or audio recordings are sometimes taken of Members for promotional purposes. Your permission will first be obtained if this is done. By signing this Agreement , you agree to allow your image, recording or likeness to be used for any legitimate purpose by JC Strength Training Facility.
7.5    Other
 (a)    As noted in clause 6.1, surveillance and monitoring are used in Club (except in bathrooms).
(b)    Members and guests are not allowed to take photos and/or videos in Club unless specific permission is granted by the Club.      


8.1   Your Membership may be transferred to another person who is not a current Member but only if we agree, your  account is up to date, and the person you transfer to:
(a) is eligible to become a Member ;
(b) is able to take up your Membership (for example, if you have a corporate Membership );
(c) signs a new agreement to become a Member for at least the balance of the Minimum Term ;
(d) agrees that that the provisions of clause 2 regarding access and reciprocity will also apply to them; and
(e) pays Membership Fees for at least the balance of the Minimum Term , or enters into a Direct Debit Payment Agreement   if these Fees are to be paid periodically by direct debit; and
(f) pays applicable other Fees such as a Fob Key Fee and a Joining Fee.

8.2 If our transfer policy (in clause 8.1) is changed, we will use our reasonable efforts to give Members prior notice of the change.


9.1 You may temporarily suspend or freeze your Membership for any reason if your account is up to date and, if you have a Fixed Term Agreement , it has more than 2 weeks left. In any 12 month period you may freeze your Membership 2 times for up to 3 months for both periods combined.

9.2 We may agree to freeze your Membership for more than the period noted in clause 9.1 for travel, medical or hardship reasons but you must give us proof (such as supporting documents) to our reasonable satisfaction.

9.3 The Freeze Fee usually applies during any freeze period.

9.4 While your Membership is frozen, the Minimum Term will be extended for the same time as the freeze period. Direct debit payments that fall in the freeze period will also be frozen (except the Freeze Fee ).


10.1 Notice
If you need to notify or tell us anything in writing under this clause:
(a) you can give this to us in person, by e mail or post;
(b) it would be useful (but not required) if you complete any standard documentation we may have such as a cancellation form and provide your membership number (if you know it);
(c) if you do not use our standard  documentation, your notice must include your name, Club , address, phone, email, ID details and signature and explain why you wish to cancel; and
(d) you must also attach required proof such as a medical certificate.

10.2   Cancelling your Membership on or after end of the Minimum Term
(a) If this is a Fixed Term Agreement , you do not need to do anything, as your Membership will end when the Minimum Term ends. We may contact you before your Agreement ends to discuss renewal. If you chose to renew your Membership or sign a new agreement before the Minimum Term ends, a Joining Fee will not apply.
(b) If this is an Ongoing Agreement , it will continue after the Minimum Term unless you tell us in writing at any time but at least 30 days before the end of the Minimum Term that you wish to cancel your Membership . If you tell us before the end of the Minimum Term but it is less than 30 days , your Membership will continue for another 30 days  before it ends.

10.3 Cancelling for Medical Reasons 
(a) You can cancel your Membership at any time by telling us in writing if you cannot use the Facilities and Services because you contract a serious illness or a permanent physical incapacity during the term of your Membership. This must be confirmed writing by a doctor or other medical professional we reasonably agree to and you agree that we may contact the doctor or other professional for verification purposes.
(b) If you cancel under clause 10.3(a), we can charge you the Administration Fee . You will also be liable for Fees incurred, i.e. your Membership Fees for the time you were a Member (calculated on a pro rata basis), the Joining Fee , the Fob Key Fee and Fees for services already supplied.

10.4   Cancelling for your convenience in the Minimum Term
During the Minimum Term, you can cancel your Membership at any time by telling us in writing and paying a Cancellation Fee. 

10.5   Other ways you can cancel this Agreement in the Minimum Term

You can also cancel your Membership in the following ways and without paying a Cancellation Fee: 
(a) When prior notice is NOT required
You may cancel without giving us prior notice if:
(i) we break an Essential Term and have not fixed this in a reasonable time of you asking us in writing;
(ii) you become bankrupt and give us proof (such as supporting documents) to our reasonable satisfaction;
(iii) we change this Agreement in a way that adversely affects you (this does not include a variation of Fees in the case of a transfer of Membership ); or
(iv) you become entitled to cancel under consumer laws.
(b) When prior notice is required
You may cancel by giving us 30 days written notice if you relocate more than 15 km from the Club and you give us proof to our reasonable satisfaction.
(c) Applicable Fees
If you cancel your Membership under clause 10.5(a) or (b), you will be liable for Fees incurred, i.e. your Membership Fees for the time you were a Member (calculated on a pro rata basis), the Joining Fee , the Fob Key Fee and Fees for services already supplied. These Fees are not refundable except in very limited circumstances related to clauses 10.5(a) (i) and (iv).


11.1 In addition to our other rights under this Agreement , we may cancel your Membership if you breach any obligation under this Agreement that can’t be fixed or if you breach an obligation that can be fixed but you do not fix it in a reasonable time.

11.2 If we cancel your Membership under clause 11.1, you will be liable for Fees incurred, i.e. your Membership Fees for the time you were a Member (calculated on a pro rata basis), the Joining Fee , the Fob Key Fee and Fees for services already supplied. We may also charge a Cancellation Fee and recover costs, loss or damages caused by your breach.

11.3 You promise you are not bankrupt or insolvent and are able to pay applicable Fees at the time of signing. You agree that you will tell us promptly if you believe you will be unable to pay your Membership Fees for an extended period. We may cancel your Membership if you become bankrupt or insolvent.

11.4 If we cancel your Membership under clause 11.3 you will be liable for Fees incurred, i.e. your Membership Fees for the time you were a Member (calculated on a pro rata basis), the Joining Fee , the Fob Key Fee and Fees for services already supplied.

12.  FEES

12.1 General
(a)  Fees you have to pay are set out in the Details . Some rights and obligations that apply in relation to particular Fees are set out in this clause.
(b) If you do not make any payment when it is due, your Membership may be suspended and you could be refused access to Clubs and to Facilities and Services until all outstanding amounts have been paid.
(c) Your Membership may also be terminated if any Fees remain unpaid for an extended period. You will still be liable for all unpaid amounts. A Cancellation Fee may also apply.

12.2 Joining Fee

We will sometimes need to charge you the Joining Fee to cover the set up costs for your Membership . This is not refundable except in very limited circumstances related to clauses 3 and 10.5(a) (i) and (iv). Costs will be explained at sign up in club if applicable.

12.3Fob Key Fee
This is the Fee charged to buy a Fob Key. This is not refundable except in very limited circumstances related to clauses 3 and 10.5(a) (i) and (iv). If you need a replacement Fob Key , a higher cost Replacement Fob Key Fee will apply.

12.5 Membership Fees

This is an Ongoing Agreement, you must pay Membership Fees periodically in advance until your Agreement ends.

12.6 Cancellation Fee

(a) A Cancellation Fee is payable if you want to cancel your Membership for your convenience in the Minimum Term . It is an amount equal to 50% of the balance of your Membership Fees for remainder of the Minimum Term or a sum equal to 30 days Membership Fees (whatever is the higher).
(b) A Cancellation Fee may (at our reasonable discretion) also be payable by you if your Membership is ended by us under clause 5.9, clause 11.1 or clause 12.1(c).

12.7 If you do not pay a Fee when due 

(a) If you do not pay a Fee or other amount you owe when due, we can suspend your Membership until all amounts have been paid. This is in addition to our other rights under this Agreement , including those under clause 11.1. Other consequences may also apply with respect to late or rejected direct debit payments (see clause 13.3).
(b)  Fees and charges continue to accrue during a suspension under clause 12.7(a).

12.8   Fee increases

(a) During the Minimum Term :
(i) your Membership Fees will not be increased (except in the case of a  transfer of your Membership (see clause 12.8 (c));
(ii) other Fees may, however, be varied.
(b) After the Minimum Term , all Fees may be increased.
(c) We will make reasonable efforts to tell you of any Fee changes.
(d) If your Fees are varied, you authorise any debits from your nominated account to also be varied.

12.9   Refunds and the Credit Code

We can deduct all Fees and charges that you must pay under this Agreement from any refund we give you.


13.1 Direct Debit Payment Agreement 
(a) If you pay any Fees , including ongoing Membership Fees , by direct debit, then this will be through our Biller (not us).
(b) You will be provided with a copy of Direct Debit Payment Agreement of the Biller which applies to any direct debit services. The Direct Debit Payment Agreement, which we are not a party to, is entirely separate to this Agreement.

13.2 Authority to deduct Fees

By nominating a credit or debit account, you authorise our Biller, to deduct from that account all Fees and other charges you are responsible for under this Agreement. You must keep your account details up to date.

13.3 Late or rejected direct debit payments 
(Also see clause 12.7)
(a) You must ensure there is enough money in your nominated account on the usual payment, or the next working day if that falls on a day when banks do not process payments.
(b) If there is not enough money in your nominated account on the usual payment day, or there is another reason that your account was unable to be debited (except one within the Biller’s control), you will be charged the Biller’s Administration Fee. This will be added to your next debit amount. Prior arrears may also be included.
(c) You authorise our Biller to deduct any unpaid arrears outstanding on your account.
(d) Your bank or credit provider may charge you a fee for overdrawing your account if you do not have enough money in your account when payment is due.


14.1 There may be other services, including personal training services, offered at our Club by contractors, licensees and others which are offered separately to services provided under this Agreement . You will need to pay applicable fees directly to the providers of the services and agree to separate terms and conditions.

14.2 We are not responsible for these third party provided services including fees or any associated costs claims or refunds.     


15.1 We may sometimes make changes to this Agreement, including our Club Rules . If we do this, we will try to do this fairly and by giving you a chance to cancel your Membership if you are adversely affected by the change and do not agree to it.

15.2 We will make reasonable efforts to tell you of any change in advance and tell you when it will take effect. Subject to other Terms , the effective date will generally be at least 30 days from the date we tell you about the change unless it is not practical for us to tell you at this time. Your Membership will be amended from the effective date.

15.3 You cannot cancel under this clause in the case of a transfer of your Membership or if we have to make the change to comply with a law or a direction of a relevant authority.


16.1   Statutory guarantees

(a)  Under the ACL we guarantee that the services we supply:
(i) are provided with due care and skill;
(ii) are  reasonably  fit  for any purpose  you have told us you are using the services for or told us you wish to achieve; and/or
(iii) are supplied in a reasonable time.
(b) Under certain legislative provisions, however, we can ask you to accept some limitations to the ACL guarantees.
(c) If you sign this Agreement , you agree, to the extent allowed by section 139A of the CCA , to exclude or modify our liability to you for death or injury from our failure to comply with ACL guarantees.
(d) This exclusion does not apply if your death or injury is caused by our “reckless conduct” (as defined in the CCA ).

16.2 Other implied terms

Nothing in this Agreement excludes, restricts or modifies any terms, conditions, warranties, guarantees, rights or remedies which cannot lawfully be excluded, restricted or modified. Otherwise, unless expressly included in this Agreement , all implied terms, conditions, warranties, guarantees, rights or remedies that can be lawfully excluded are excluded. In particular, but subject to clause 16.1 and 16.2, we are not liable for death or injury caused by our negligence or breach of implied terms that services will be provided with reasonable care and skill at common law. This does not exclude our liability for reckless conduct.

16.3   Loss of property
You promise not to unnecessarily bring valuables into the Club and agree that it is not the obligation of the Club to look after unattended property.

You agree to pay for any loss or damage to the Club or the Facilities and Services caused by you or your guests through a wilful, wrongful or negligent act or as a result of your, or their, breach of this Agreement.

(a) We may need to close our Club for a period of time, for example, due to an emergency, or if required by a court order or by law.
(b) We may close our Club up to 14 days in any 30 day period under clause 18(a) and keep charging Membership Fees .
(c) If we close the Club for between 15 and 30 days under clause 18(a) in any 30 day period, clause 18(e) applies.
(d) We may also close the Club for up to 30 consecutive days if it is being refurbished or relocated.
(e) We will try, but cannot promise we will be able, to tell you about any Club closures in advance.


19.1 If you have any concerns about the Facilities and Services or anything else in relation to your Membership, you should first raise it with Club staff.

19.2 If you are uncomfortable about approaching, or do not wish to approach, Club staff, or are not happy with the response given, you may send a complaint to the management of JC Strength Training Facility –  jillcox@bigpond.com

19.3 Complaints will be dealt with in accordance with the JC Strength Training Facility complaints policy.


20.1    Unexpected events
We are not responsible if Members cannot use our Club because of an event caused by a natural force (such as a fire or a flood) or a road or building closure or something similar beyond our reasonable control. If this continues for more than 30 days, then either you or we may cancel this Agreement immediately by written notice. No Fee will apply.

20.2    Severability

If a court decides that any part of this Agreement is or becomes illegal, void or unenforceable, that part is deleted and this does not invalidate the rest of this Agreement.

20.3  Waiver

If we do not enforce our rights under this Agreement at any time, it does not mean that we may not do so in future.

20.4 Entire Agreement

You agree that we have not made any representations or promises that you have relied that are not in this Agreement

20.5   Applicable law

The law of the state/territory in which the Club is located applies to this Agreement.

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